I was temporary credit banned, and have no idea why!! I haven't reached the credit limit, I haven't cheated, lagged switched, or credit boosted. The only thing I think of is I had my neighbors kid playing on a guest profile while playing swat. The kid has never played halo in his life and I get in trouble beacuse he wants check out multiplayer before he decides whether or not to buy the game. Any information on this is well appreciated.