Xbox Live Service Outage

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My Trick of Getting a Better Job

 

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chenwen

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One of the best resources for newsletter and ezine publishers is holidays; they are a true gift because they can provide an overall theme, a topic, graphics, as well as content. They can add a little spice to your usual, consistent branded newsletter. The best part is that most of the holiday content is free, and it doesn聮t have to be in your industry or on your specific newsletter topic.There are countless holidays to choose from, with varying lengths- Mother聮s Day, Book Week, American Heart Month.A common holiday theme is Halloween, which many publishers use as an excuse to add a fun graphic to their ezine. It聮s an easy one because Halloween images exist in most clip art collections, many can be found online for free as well as for purchase; custom graphics are always an option. Halloween is a fun holiday that brings out the kid in all of us, and is universal enough that no one would question its appearance in an ezine on almost any subject.Stepping out of the box, when it comes to use of a holiday theme, American Heart Month provides a good example. This holiday is an obvious choice for a fitness trainer or nutritionist, but can be a great topic for other businesses like an accounting firm.A few ways in which our sample holiday can provide newsletter content:Graphics: a heart association logo*; a heart shape; a heartbeat imageThemes/topics: healthy heart/lifestyle, recognizing symptoms of heart problemsTips: diet, exercise/ lifestyle, checkups, recipesPublic Service: Raise awareness, learn cpr, donate A business like our accounting firm can provide a public service announcement and they can customize the information to their expertise by providing answers to the following questions: If you join a health club, is that a tax-deductible expense? A nutritionist? Is installing a gym on site for your employees tax deductible? Did you know improving your health can translate to lower premiums on life insurance? Questions like these can also be formatted into tips, which can then be offered to other publishers as content, increasing their exposure and further establishing themselves as experts. Can聮t find a holiday to suit your business goals? Create one! All you need to do is come up with a theme and a name, and declare it! Who knows, maybe one day Hallmark will immortalize it with a line of cards to send out for your holiday. In any event, have fun and keep those ezines full of celebrations and great content. Everyone loves an excuse to celebrate so why not be the inviter; the business that follows is an added benefit to the good will you inspire.*Please make sure you have necessary permission before using an image or content.

 

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chenwen

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Managing Debt

 

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chenwen

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MLM Leads - Your Key To Successful Network Marketing

 

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chenwen

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オークリーサングラス

 

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Making Money From Your Business Opportunities

 

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chenwen

財布 ポールスミス

マークバイマークジェイコブス 財布

 

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Make That Career Change Before you Become Brain Dead!

 

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chenwen

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ポールスミス ネクタイ

 

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Make Your Complaint Heard & Get Results

 

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chenwen

tory burch 財布

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[Guest gulaendr]

One sparrow-boned, average mother in a cotton dress thrusts up a Pontiac Grand Am to rescue a crushed and wailing child. She doesn't think about it. She does not analyze how a woman of one hundred and ten pounds who normally can't lift more than two bags of canned groceries can hoist up a ton of Detroit-fired steel. She doesn't think about her own injuries, the heat and fumes, the angle of the steaming vehicle or the medical expenses to come later. Instead, love fills her with her mission: "I've got to save my baby." She succeeds. Her story makes the evening news.That's how you will do work you love. Your primal heart will override common sense, knock you off your fence, and have you raging and storming for your trapped desire instead of against its "temptation." Then you will engage the totality of your intelligence to find a means to succeed instead of to tally up and analyze the many ways in which you could fail. By the time I left law, I practically couldn't breathe anymore. I sensed my spacious office shrinking, my file folders sulking, smirking, and accusing, and the phones ringing louder. With each passing day, I knew I had to escape that marble-lined, cream-colored elective incarceration.Of course I had a thousand and three questions. How will I support myself? What if I can't find another job? What if I'm really not good at writing anyway? What if I ruin my legal career forever and I can never find anything else?But the day came when I wanted another life even more than I wanted the answers to those paralyzing questions. I guess you could say I had to find a way to twirl a Pontiac on my pinky on a hot summer day, and so I did. That simple, and that amazing.You will never realize your dreams by focusing on passion-sucking, brain-distracting, imaginary and mutating obstacles. This dream-birthing is not a cool and rational process of sipping iced teas and considering alternatives. Instead you might say it's the recognition that you have no alternative, want no alternative, and can no longer wait for reason and thunder to catch up with the lightning flashes and clairvoyance of your heart.Our questions distract us from the realization of our answers. The river can only find the sea by following its inner migration toward immensity. I am not saying that to create work you love, you ignore the challenges and concerns of reality. But I am suggesting that you put those doubts and questions in perspective. Commit to your heart's path, then resolve the sticky details. "Do the thing and you shall have the Power," explained Emerson. You know no strength without resolve. The river doesn't kiss the sea by inviting doubts to crumpets and tea. I once saw a magazine ad that pictured a woman rock climber seizing the edge of an outcropping, her muscles taut with intention. The ad read "You Have to Want It." Her "want" power defied the ravages of gravity, terror, and the unknown strength of the unknown. Yours will too. Nothing stops a whole heart.Meanwhile, you will always have questions tugging at your sleeves. Reason would have us stand at the crossroads forever.Live unreasonably.Decide to live your dreams before you can foresee the means. You can feed attention to your obstacles or you can feed attention to your desire. One gives you magnified obstacles. The other brings you fire.

 

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[Guest gulaendr]

MLM and Prefabricated Websites

 

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Network Marketing is a business in which you build up a network of people. Everyone involved will work in unison to expand your network, and as you go you make money on your items sold as well as on the sales of other people in your organization. This is known as joining an Affiliate Marketing Multilevel Program. This typically means you are now involved in an Online Network Marketing Company.Weather online or offline you are mostly paid more than one level deep. This means that you will be paid a portion of the profits of all the people you sign up as well as the people they get involved. All network marketing opportunities will involve a monthly payment or the purchase of products monthly to stay a member, so as all your network is also paying a monthly fee this is what gives you the chance to earn Residual Income.Having access to the internet has allowed an even situation in the network marketing arena, it has allowed any person the chance to quickly expand their network to provide income from home. Joining the most suitable program is the most important part. A little secret I picked up was to find the person you are about to become involved under and email them 2-3 times asking some important questions and you will easily be able to tell by how quickly they respond, and the replies they provide to see if they will help you in that organization or if that organization is suitable for you. I did not try this approach the first time I joined and trust me it can be a lonely experience when your upline does not welcome you upon joining let alone give you support by helping with your questions.You need to look for a few basic components that are found in every successful network marketing mlm company. In no particular order evaluating the following will have you on track to finding a legitimate multi level marketing company. You want the organization to supply products or services that people want and desire that are ordered repeatedly. The organization should show a proven history in the mlm business. There should be a matrix where you earn income residually on your top level plus at least the top level of your sponsored members. The organization should have prosperous associates in your area or country. These are a couple of things to be aware of when getting started. Keep going for more detail of each of these groups. To figure out if the product is selling well you need to carry out the following list. The first thing to do is establish if it is a service or product that you actually lust for or would only buy to be a part of the organization. Next you could survey your friends in a relaxed manner asking them questions about the product or service you would be selling or just do a search online. Generally if there are lots of ads that seem the same and stay there over a period of time advertising that particular product it must be wanted or else no person would advertise it.Evaluating the track record will take some investigation. The first indicator will be the length of time the organization has been around. Being first in at the start up level may be great, but most of these organizations will fail and never actually make any money. At least 2 years in business would be an ideal start. Do a heap of searches online for the trading name and assess how many results you get, with a high number of results being a good indicator. Read the top 20 or more results and you will start to get a feel for the track record.This will carry into into the next topic of location. Are there people within your location who are having a positive experience with the company. It may be impossible to convince others to join an organization that is not yet recognized in your country. The top search results you read will give you a researched decision of where the other members currently reside. Also then search the organization title with your country name or area in the search box.The compensation plan is definitely worth checking out but not the only reason to join. Finding out on how many levels you get paid and the percentages on each level is all there is to it.Try these when you need to find the next prosperous MLM Network Marketing Opportunity.

 

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Network Marketing Business Works

 

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It is true that with a credit card you get an opportunity to buy anything instantly then be it a bag or a laptop. It is more like your own personal bank, from where you can draw a good amount of funds at point of time. But unfortunately, we forget that nothing in this world comes for free and even this lucrative financial support can turn into a big bag of debts, if used extensively. But now you do not need to worry about your credit card debts as numerous credit card debt management programs are available in the financial market to take care of all your credit card debts and directs the ways to manage all these debts sincerely.A decent credit card debt management program constitutes of various effective measures that incorporated in a well planned manner to solve your deplorable debt management. It works on the basic strategy of first taking control of all your debts and then through a steady and gradual procedure all the credit card debts are paid off. As matter of fact, it not only clears your already exiting debts but also offers valuable techniques so that you can keep yourself away from the creation of another list of debts in future. Hence, while taking any credit card debt management plan, do not forget to consider all these steps to ensure a safe and good credit card expense in future.Anybody, who is trapped in the vicious web of heavy credit card debts, should immediately search for a good credit card debt management plan provider. Nowadays, almost every bank, money lending agency and finance companies are offering the assistance of credit card debt management. However, it is mandatory for you to execute a productive market research before finalizing on any such debt management program. For this purpose, you can utilize the medium of internet where you can find categorized detailed information about their plan, work strategy and offered services. This kind of a research will allow you to draw a comparison between all different plans, so that you can easily pick the one that suits you the most. The company providing these management plans will first of all analyze all your debts as well as the rate of interest you have to pay. Then the financial planners will gauge your repaying capacity, so that an efficient monetary plan can be formulated. From this you can estimate the amount that you have to pay for clearing debts each month. Once this track sheet is prepared, they will then contact your creditors personally to negotiate the amount of debt and the levied rate of interest.Another major problem with the concept of credit cards is that many people think that if they manage to use multiple credit cards, they can actually avoid the burden of debts. However, it is merely a misconception as with numerous credit cards, you can only increase your number of debts and rate of interest. Thus, if even you have been following the misleading theory of multiple credit cards for evading your debts then immediately reduce your number of credit cards and half of the credit card debt management job will be done.

 

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Make Money Online by Selling Low-cost Content-rich Reports

 

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[Guest whitedonalsdeef]

Friday, February 17, 2006 marked the first of a multi-part series for The Oprah Winfrey Show, where Oprah challenged Americans to get out of debt. Oprah teamed up with three of the nations top financial experts to create a step-by-step action plan to show her viewers how to get out of debt. Oprah featured Jean Chatzky, Glinda Bridgforth, David Bach as her top financial experts.Oprah compared Americas over-spending habits to our similar over-eating habits. She showed how compulsive spending is much like compulsive eating and how America doesna’t just have a high rate of obesity in our body, but obesity in our debt.Oprah featured three families that were suffering from their high debt. First, there was the Widlunda’s, who had the lowest annual income at over $75,000 and $81,000 in debt! Then there was the Egglestona’s, making about $92,000 a year and with $115,000 in debt. And the Bradleya’s topped it off with over $100,000 a year income and $170,000 in debt.The Four Steps of the Debt Diet,WITH some Special "Secret Sauce" added... Enjoy!Debt Diet Step 1:How much debt do you really have?Calculate how much debt you really have so you can begin paying it down.Often times many people do not even know how much debt they really have. This is an important step to getting your debt under control. It's a good idea to run a three-in-one credit report. A three-in-one credit report is a combined credit report from each of the three credit bureaus (Experian, Equifax, and TranUnion). Whether you regularly get monthly statements or not, running this kind of credit report will show you any old debts that you still may owe, along with anything that may be being reported to the bureaus for which you may not be responsible.Our Special "Secret Sauce" for Step 1 of the Debt Diet: What "kind" is just as important as how much... Knowing your "Point A", your "current reality" or where you're starting from IS the best place to start. If you were driving to New York, how would you know where to go if you didn't know where you were starting from? ...But knowing how much debt you have is only one side of the coin.The other side of the coin is knowing what kind of debt you have.Knowing how much of each type of debt you have will make a HUGE difference in understanding which options are available to you, AND how each option will impact you. TAKE ACTION!Organize your debt into these categories: a• Secured Debt - This includes any debt secured by a title or asset, like a house, car, motorcycle, boat, RV, etc. This may also include dirt bikes, quads, jewelry, or furniture.a• "Qualified" Unsecured Debt - This includes all unsecured debt (debt NOT secured by a title or asset) that may qualify for debt management programs such as credit counseling, debt negotiation / settlement or other debt management programs.Qualified unsecured debt includes credit cards, personal loans, credit unions, hospital & medical bills, collection accounts, and deficiency balances.Some examples of unsecured debt that is not qualified for debt management programs are payday loans, cash advances, MAC tools, Military accounts (Star, Omni, etc. ), public utilities, personal loans from family or friends, and student loans.a• Other Unsecured Debt - All unsecured debt ""not included"" above a• Student Loan Debt - Self explanatory.a• Tax Debt - Any debts owed to the IRS or State TAX authority.Once you know how much of each kind of debt you have, document it and keep it handy. If your situation changes, update your info and keep it current.Debt Diet Step 2:Track your spending and find extra money to pay down the debt.Cut back on daily extras and find savings where you least expect them.Track Your Spending:This is a multi-part step. The first part is to track your spending. Track each and every penny that you spend, whether it's food, coffee, gum, bills, etc., track it and write it down for review. This alone can be very powerful. It can show you just how much of your money is eaten up on the little things. This is what one of Oprah Experts refer to as the a“Latté Factora®." Say you buy a latté every daya… after all, it's just $5, right? But added to the soda each day, a snack from the vending machine at work, some gum and maybe some candy, too it really starts to add up! Just $10 a day can double the minimum payment on a $10,000 credit card! Thata’s up to $3,600 a year!Trim the Fat:The next part to this step is a“trimming the fat." Look at where you are spending your money. It's time to make sacrifices. Try using a budget calculator to find some extra cash to pay down your debts. From cutting back to basic cable or not eating out as much to downsizing your big-screen T.V. and giving up the extra car, cutting back on these extra expenses can really cut back on your total debt!Our Special "Secret Sauce" for Step 2 of the Debt Diet:DID YOU KNOW That Most People Spend 10% More Than They Make?You probably know how much money you made last month, but do you know how much money you spent? Or do you know how much money you have left to spend this month? If you don't, you're not alone, most people have no idea.The fact is most of us spend 10% more per month than we make. That comes out to $431 per month based on the average American income. No wonder the average credit card debt is now at $8,500!So why is it so difficult to track your spending? Today we live in a near "cashless" society. Using debit cards, credit cards, automatic deposits, and wire transfers, we rarely even see our money. It's easier than ever to spend, spend, spend!We Need A New Way To Manage Our MoneyTraditionally, many people managed their money by dividing their cash into several paper envelopes. An envelope for food, entertainment, utilities etc. They then spent their money from these envelopes. They always knew how much money they had left to spend, and how long it had to last. So how can we use such a simple, effective system today, when we don't even see most of our money?TAKE ACTION!a• Track every penny that you spend for the next 30 daysa• Create a spending plan and stick to it!Debt Diet Step 3:Learn to play the credit card game.Get expert advice about how to lower creditora’s interest rates.This, again, is a two-part step. The first step is attacking your interest rates. Many people who are deep in debt are suffering from high interest rates. Creditors may raise your interest rates if you are ever late on any payments or simply because you have too much debt. You will want to contact each of your creditors and lower your interest rates. This is not always easy but if you follow some of these simple secrets, you may find that your results are better than you would expect!Once you have gotten your interest rates lowered, you will want to re-assess how you use the money you have allotted to pay them off. You can also use the extra money from your budget that you uncovered to pay your cards off quicker. Our Special "Secret Sauce" for Step 3 of the Debt Diet: Know your options.Making minimum payments is simply not smart. It's purely in the best financial interests of the bank, not you. If you can afford to pay OVER the minimum payment each month, then you can use an accelerated payoff plan (AKA: "roll up" / "roll down") to avoid paying insane amounts of interest and get out of debt faster. You can use the Dead on Last Paymenta—or DOLPa™a— method as mentioned by David Bach or a system that pays off the highest interest rate card first, such as the debt calculator included in the Mvelopes Personal Budgeting System (saving you the most money and getting you debt free faster). But what other options exist? a• Did you know that credit counseling could significantly reduce your interest rates and get you debt free faster?a• What about debt settlement? Did you know you could be debt free for lot less than what you owe, like 60%? ...And completely eliminate interest? a• Is bankruptcy right for you? These questions are worth looking into. In fact, they could be worth THOUSANDS of dollars to you, if you know your options and make the right choice. They could mean the difference between freeing yourself from debt in 30 years or in 30 months. Don't you think it would be wise to get some quality answers and truly know your options?TAKE ACTION!While learning to play the credit card game and getting expert advice about how to lower creditora’s interest rates is important, we think it's more financially intelligent to take it a step further. There IS more out there and you deserve to know the truth about which options exist for you and how each option would impact you. REMEMBER: Always beware of anyone offering only one option.Learn about and consider all of your options before choosing what's best for you.Debt Diet Step 4:Stop spending.Teach yourself to spend less and save more every day.This step is everlasting and can take a lot of focus and energy. For many people, they must break life-long habits in order to make this work. Creating your budget will help tremendously. At that point, you only have so much per week, or per month, to spend on any given category (groceries, entertainment, cigarettes, etc). The more to stick to the budget, the more you will begin to get comfortable with it.Our Special "Secret Sauce" for Step 4 of the Debt Diet: While you must control your spending in order to overcome debt, it's good to point out that this step holds a SECRET. .. Money is a highly emotionally charged subject. Spending is emotional.So how do we deal with it? How do we control our spending? The secret is that our deep, emotionally driven need to spend money is actually the key to gaining control. Even better, we can harness these same emotional drives that have caused us to spend out of control to awaken our financial genius. If you want more... but instead of being able to afford it, you go into more debt, well, that's not very financially smart. You will need to STOP SPENDING and discipline your self to create and stick to a spending plan. But remember what you want! If you want to spend, that's great! HOW CAN YOU? More income is usually the answer. It's critical to control spending. At the same time, it becomes the perfect motivator for you to stick to your budget and find ways to "trim the fat" AND to earn more money ...so you can buy the things you want!Having a clear, motivating goal and purpose is what you need to stick to any plan, especially a spending plan. TAKE ACTION!Decide what you really want and why you want it. Get committed! Then sticking to a spending plan will be possible. Along the way, controlling your spending will become freeing, fun and fulfilling. a• Think about what you really want. Define it clearly and specifically. Write it down as your goal. a• Focus on this goal whenever you meet resistance in starting or sticking to your Debt Diet. a• Realize that in order for you to have what you want, you simply must follow the steps of the debt diet. America's Debt Diet: "What's for Dessert?" Opraha’s Debt Diet has taken America by storm. Since originally aired, and reinforced with each new part of the series, millions of Americans are taking the steps necessary to begin their path to financial freedom. No matter how you decide you need to go about it, it is critical that those who need help start now!The techniques taught in the Debt Diet are very powerful and can help a lot of America relieve the pain of their debt. Ita’s important to keep up these good habits no matter what you do. However, for many families out there, it just is not enough. Many families have already a“trimmed the fat." Anymore and they would not eat. Many families are not able to get their interest rates lower. Many families have lost income or a spousea’s income and simply can no longer afford to pay for the debt they have already accrued.a• What if these steps are not enough?a• What other options exist?a• How can you gain the advantage in a financial hardship situation? For people in these situations, the Debt Diet just isn't enough. It may be time to start looking for a better debt solution to help you get free from your debt. Hopefully, you will take advantage of the special "secret sauce" we've shared with you here to make your debt diet more successful and enjoyable!Cheers!

 

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